I've got a confession to make. I've been in a car accident
before. Granted, it wasn't my fault at all (both my opinion and
the insurance company's opinion). However, once it happened, I
realized that I should have been better prepared for the car
accident the day it happened. Since I realized this, I decided
to make a checklist for things to have in case of a car
accident. Here we go
1)Insurance Papers. Make sure you have your insurance papers
ready to give to the other party in case they need to see them.
These can also come in handy to give to the Police if they
arrive on the scene of the accident. In some states, having car
insurance is mandatory for the operation of a motor vehicle and
you can be fined if you don't have any insurance. Make sure you
insurance paperwork is in order before finding out that it is
necessary to have.
2)Pen and paper. Guess what? Most people (myself included until
recently) don't carry around the necessary equipment in order to
write down the other party's information for insurance claim
purposes. Make sure you buy some pens that actually have ink in
them and some decent paper in order to write the driver's
information. Stow these handy items in your glove box and you'll
be ready.
3)Digital camera or cell phone camera. This can come in quite
handy in the case of a disagreement of facts over what happened
at an accident. After the accident happens, taking a few snap
shots of both your vehicle and the other driver's vehicle can be
great evidence if there is a trial or if either insurance agency
tries to deny responsibility. A lot of the newest cell phones
come equipped with cameras inside of them that can take and
store a huge amount of digital camera photos. Use your cell
phone camera to take some on the scene snap shots. There are a
whole bunch of other important tips to keep in mind that make
these look like the tip of the iceberg. Learn them all and
you'll be prepared.
